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Are you just beginning to contemplate how to get your personal finances in order for the future? Did you just start using a budgeting app to track your money? Do you finally have a job that allows you to save for retirement? Are you trying to save money for your kids to go to college?
If you answered yes to any of these questions, this list is for you!
Finances are complicated and are often not a subject that is taught in school. For most of us, investing, property management and wealth management can feel like topics that are far over our heads.
Many people are not aware of the many options they might employ to help them to get their finances in order. Self-education is often the best way to get yourself on track to a better financial future.
Finances are part of a much bigger picture that involves saving money, buying smarter and tracking your spending.
This article will list 11 personal finance books that are the best personal finance books for beginners on the market.
Get a Financial Life: Personal Finance in Your Twenties and Thirties
This book by Beth Kobliner, is a New York Times bestseller for a reason. It is aimed at young adults who are just getting their feet wet with the investment world.
If you have any type of personal finance question, this book is for you! The book speaks directly to millennials and helps them to grapple with student loan debt, rents that are through the roof and more.
The current market is a much more challenging beast than it was for the generations before millennials and Kobliner is sensitive to the need to help young people to navigate the current market situation.
The author has written books about financial education for twenty years. She shares new insights and tips and tricks to help young people to really get their feet on the ground. She guides her readers to adopt healthy lifestyles for success.
If you have a young adult in the house who is almost done with college or if you yourself are just beginning to think about investing, this book is a must-read.
How to Manage Your Money When you Don’t Have Any
This wonderful book by Erik Wecks is written for Americans who are struggling just to get by on a daily basis.
It is a no-nonsense treatment of the steps and choices that lead to financial success.
The book will show readers how to maximize their current income as well as explaining how to make more money.
The focus of this book is stabilizing your current income before building toward a better future.
Suitable for those at any age and any stage of life, this book is a matter-of-fact treatment of the difficulties caused by our modern economy.
If you are tired of living paycheck to paycheck and want to make a change to your financial situation, this book will tell you how to get the ball rolling. Best of all, this book shows you how to create space in your budget to start saving and investing now.
Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together
Written by business owner and investor, Rachel Richards, this book is a humorous and sassy treatment of the road to financial security. Lighthearted and insightful, this book will teach you what you need to know while also making you laugh.
A fun and tough-love style read, this book is great for all ages. Richards will be your fun and funny tour guide through the world of finance. If you find that you get bored reading educational books about tough subjects, this book will break up the monotony.
Richards knows how to make learning fun. The book covers the basics and then progresses to taxes and investing.
For those who own their own business, this book is a gem.
How to Day Trade for a Living: A Beginner’s Guide to Trading Tools and Tactics, Money Management, Discipline and Trading Psychology
Written by Ph.D. Andrew Aziz, this book teaches you how to seek a new and rewarding career as a day trader.
Promising flexible lifestyle, and consistent income, this book will also teach all about trading and investing. You will learn where and how to get started. You will be taught how to know which investments are a good risk and which are not a good risk.
For those who are at a more intermediate level, this book will also outline more advanced trading strategies.
An added bonus is a discussion of how to continue your education so you can stay ahead of the curve. If you want to know how to grow into your own financial guru, this book will tell you how to do it.
Investing Quickstart Guide: The Simplified Beginner’s Guide to Successfully Navigating the Stock Market, Growing Your Wealth & Creating a Secure Financial Future
By Ted D. Snow MBA, this book asserts that it is the ultimate beginner guide to investing.
Focused on wealth creation and stock market savvy, this book promises you will learn what you need to know to retire early.
With a focus on passive income generation, this book is a perfect fit for those who are already comfortable with day trading and want to know how to maximize their success.
This book would also be of great use to those who are just starting their own business. Or those who want to create the financial security needed for it to grow and prosper.
The author has over thirty years of experience with investments and knows how to break complex financial ideas down into everyday language.
Being able to tap into an industry expert’s advice is what makes this book one of the best personal finance books for beginners on the market.
An added bonus are tips and tricks from investment greats like Peter Lynch and Warren Buffet.
Stock Investing for Beginners: How to Buy Your First Stock and Grow Your Money
This book by John Roberts explains how we can all become millionaires if we just know how to invest correctly.
If you have ever wondered how the guy working at your local gas station was able to retire with millions in the bank, this book will tell you how it can be done.
Roberts breaks down the tricks and skills used by the wealthy that keep them wealthy.
Geared toward beginners who have never before considered investing their money, this book explains all the basic information needed to get started investing.
Roberts makes the compelling argument that the complicated nature of the stock market is the only thing discouraging people from exploiting it for their own profit.
The author breaks through the complexity of the topic with matter-of-fact explanations and basic strategies to get started.
If you are tired of living paycheck to paycheck and you are feeling overwhelmed by the thought of investing, this book is for you.
The Total Money Makeover: A Proven Plan For Financial Fitness
Written by the legendary Dave Ramsey, this book is a great guide for those who already have some investments.
Geared toward making poorly performing investments work harder, this book offers a straight-forward plan that can be followed by anyone looking to make their money work harder for them.
Ever wonder when and how to trade stocks? Want to know what to do to optimize various income sources to maximize your financial security?
If you said yes, this book is for you.
The information in this book is based on actual results that are tried and true and will only teach methods that create success.
The thoroughness of this book makes it one of the best personal finance books for beginners who are wanting to look at the big picture.
If you want financial success without all the worry and guesswork, this book is for you.
The Book on Rental Property Investing: How to Create Wealth and Passive Income Through Intelligent Buy & Hold Real Estate Investing
Written by real estate investor and podcast co-host Brandon Turner, this book is a great guide for those looking to invest in property.
Directed toward all stages of investment in rental properties, this book explains why investors in real estate fail and how you can avoid their fate.
A thorough discussion is included about what types of rental property make the best investments and how to look for future value in your purchases.
The book discusses how to be a property owner without having to do your own repairs or be the landlord of those properties.
A thorough discussion of taxes and how to make them work for you is included as well.
The backbone of the book is 4 strategies for success that can be implemented right away.
This book lets you use the smarts of an expert to get your own rental ownership and investments rolling.
Eliminate all the guesswork of the exciting world of property investment and get started on your dreams of successful property ownership today!
The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know
This book was written by CPA Michele Cagan and is a full treatment of all aspects of personal finance from an industry expert.
If you learn better through visual aids, this book will be perfect for you. Colorful and insightful graphs and descriptions and images make this an easy-to-read educational experience.
Cagan explains how to choose stocks and investments, how to create an emergency fund and where your money is really going to when you invest. Perfect for those looking to save for college or retirement, this book is also very effective to get beginners started on the road to financial success.
Best of all, the book delves into the often-overlooked areas of health and property insurance and a breakdown of federal taxes. If you are like most of us who pay taxes but don’t know what they do once they leave our paycheck, this book will help to take the mystery out of the taxation process.
For those who own their own business, this book will help you through pictures and illustrations to make sure that you are doing your taxes correctly to maximize your success. The thorough discussion of the taxation process makes this book a great personal finance book for beginners.
The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel(Revised Edition)
By author Benjamin Graham, this classic treatise on proper investing and financial decision making has been recently revised and refreshed.
The author is one of the best investment advisors of the 20th Century. He has taught and inspired people around the world with his easy to understand philosophy about investments for years.
Originally published in 1949, this wonderful and insightful book has not lost any of its value to those seeking financial security and success. The factors for financial success that were necessary when the book was written have not changed at all today.
As an added benefit, the revised edition adds updated commentary and advice from other experts like Jason Zweig and explains parallels between Graham’s philosophies and the reality of the market today.
This is the type of classic book which every new investor should read and then keep on hand for future reference.
Dave Ramsey’s Complete Guide to Money
This book is the practical and comprehensive beginner’s guide offered by financial success genius Dave Ramsey.
Dave Ramsey is one of the leading authors of the best personal finance books for beginners. This book is one of his original works to that end.
A large portion of this book answers basic questions about investing, wealth management and market behavior. Written with an approachable Q&A style, this book is a great reference manual for those in the know as well as for those just starting out.
Used by Financial Peace University as a textbook, this book offers information for everyone who is ready to really hit the ground running toward building their future.
Covering all stages of the investment process, this book focuses on answering questions but also lays out a financial plan that anyone can follow.
A Dave Ramsey classic, this book should not be left out of any new investor’s arsenal.
Investing might seem scary or overwhelming at first. However, s this list demonstrates, the best minds in the business have shared their tips, tricks and smarts with us all through these books.
Educating yourself about market behavior, ways to save money and how to build yourself a financial empire will make the process seem much less daunting.
Most people state that once they are feeling more confident in their knowledge base, stock trading and investing can actually become fun and exciting.
If you want to break the cycle of living paycheck to paycheck or invest in a rental property these books are the key to your -success.
Don’t let financial success slip through your grasp for even one more day!
Pick any (or all) of these books up and get started towards building the financial future that you did not think was possible!
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